Virginia Professional Educators’ Liability Insurance Policy provides a full $2,000,000 of coverage per member per incident for protection against lawsuits.
Defense costs are paid in addition to this amount. The policy also provides extensive coverage for “ employment rights” issues and other legal problems which might arise against you in the course of your professional duties and responsibilities.
For example, allegations against you as a result of your professional duties for civil rights violations or sexual misconduct are covered for $10,000 per incident, and may be covered for up to $35,000 if criminal charges are involved.
“Employment rights” issues include dismissal, salary, leave of absence, assignment, resignation, and many other professional rights, duties, and responsibilities. These issues are also covered for up to $10,000 per incident, if it is shown that your employment rights have been violated. Of this amount, $1,000 is available up-front for legal consultation and local representation by an attorney, in order to determine your best legal options.
VPE’s $2,000,000 per member, per occurrence insurance coverage is included as a member benefit for all Professional, Support, and Student Members. It is underwritten by Nationwide® Insurance Company. Nationwide has received an A+ Superior rating by A.M. Best, as well as an A+ rating by Standard & Poor’s.
Download our insurance comparison and summary fact sheet for more details and key facts about VPE’s $2,000,000 per Member Educators Liability Insurance Policy and program. (Copies of the insurance policy are provided to each member every year, and to all others upon request.)